Manage
Manage and protect your portfolio
with always-on intelligence.
Earlier visibility into changes in financial behavior supports more proactive line management.
Use ongoing insights and early-warning signals to target the right interventions and improve outcomes across customer segments.
Behavior
scoring
Continuously monitor spending patterns
and financial signals to stay ahead of risk
and opportunity.
Cross-sell
and upsell
Identify and target the right customers
at the right moment to grow revenue
without growing risk.
Fraud
management
Detect and act on suspicious activity faster
with precise, data-driven fraud controls across your portfolio.
Attrition and retention
Spot early signs of dissatisfaction
and act before valuable customers
disengage or defect.
Income
updates
Keep income assessments current with continuous, consented data feeds that
reflect real financial change.
Collections
Feed early-warning signals directly
into collections strategies to prioritize
accounts and reduce losses.
Enhance customer
experience and
maximize performance
Ongoing monitoring and segmentation enable more responsive portfolio management. Current performance signals support early identification of risk and targeted engagement, while up‑to‑date income and behavior insights strengthen confidence to take action sooner.
How a multinational bank turned data
into $10m+ of incremental revenue.
Challenge
A multinational bank was missing out on growth — managing credit lines reactively, with limited visibility into shifting customer behavior and emerging risk across its portfolio.
Solution
The bank deployed Mastercard analytics for portfolio segmentation and dynamic line management, enabling proactive, data-led decisions that deepened engagement and increased revenue.
Results
$10m+
Incremental
risk-adjusted
revenue
Increased spend
across active
customer segments
Reduced attrition
and stronger
customer retention
We're not just managing risk, we're unlocking new growth and engagement.
Powering smarter, faster and more inclusive lending decisions across every stage of the credit lifecycle.
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